Tag: credit

Ways To Improve Your Credit Score

Posted on May 21, 2016

Ways To Improve Your Credit Score

Your credit score, no doubt, is a very useful number that lenders need to know whether or not they will extend credit to you. It also dictates what the interest rate and terms of the credit or loan will be. The lower your score, the less likely you will be considered for loans. And if you are eventually considered, you may have to pay a very high interest rate. (more…)

Illegal Collection Practices By Debt Collectors

Posted on March 24, 2016

Illegal Collection Practices By Debt Collectors

Junk debt buyers and collection agencies are infamous for their collection strategies that range from threatening phone calls to actual credit card lawsuit. Threats of wage garnishment, property liens and fraud charges are also very common. Some collectors go as far as contact the people around the debtor, including employers, friends, and relatives, in a bid to shame the debtor into paying. (more…)