When you are in an accident which results in an injury, Medical Special Damages is a term that is used to refer to the amount of money that you have spent on medical costs for diagnosis and treatment. A personal injury doctor is an important part of the process that will help provide the information used to determine the amount of medical special damages incurred. Some of the factors used to determine the amount include:
The type(s) of medical treatment you have received as a result of the injury
The kind of medical professionals that have provided the treatment to you
An insurance adjuster from the insurance company will use the information available to determine how much compensation you should be given based on your total damages. It is important to see a personal injury doctor immediately after the accident in order to document the cause and degree of the injury. Additionally, the type of medical services you receive and their duration will have an impact on how the adjuster perceives its importance, or value.
Distinguishing Between Treatment and Diagnosis
All injuries are not as easily diagnosed as others. In some cases, a number of different diagnostic tests will be used before a diagnosis can be made. This can result in significant medical costs before the injury has even been identified. Once it is, treatment may be simple and cost much less than the diagnostic component of the process. When these situations occur, insurance adjusters may feel that the medical special damages listed, which include both diagnostic and treatment combined, are not an accurate representation of the injury. In those cases, the insurance adjuster might lower the value to reach what they feel is a more appropriate cost to cover pain and suffering for the injury.
Value of the Personal Injury Doctor
Insurance companies are well-known for their preference for mainstream physicians, hospitals and traditional medical facilities as opposed to those considered alternative treatment methods. In most cases, a legitimate M.D. who charges exponentially more than a different type of healthcare provider will still be given priority. If you prefer alternative treatments for your injury, expect to receive a lower amount of compensation for your energy than would otherwise be likely.
In addition, the location where you receive treatment could make a difference, particularly when physical therapy is prescribed. If the treatment is provided inside the office of your personal injury doctors , it may be included with other medical treatments. But those who have extended therapy or receive it outside the doctors office, the claim for compensation might be discounted. Physical therapy or other types of treatment that are sought out without the recommendation of a qualified doctor are even more likely to be discounted.
There are many advantages to having a personal injury doctor to provide your care when you are in an accident, but making sure they are a qualified, professional doctor will have an even greater impact on your settlement. If you have been injured in an accident, you want to get the full value of medical special damages that you are entitled to.